Manage Money: Budget & Finance 앱 분석 (10월 21일)

Manage Money is an expense tracker and budget planner that works without an account. Open it and start recording: no sign-up, no email, no bank login. Your records stay on this phone, and it works offline. Track everything, or just what matters to you. ⚡ FAST TO USE • Add an expense, income or transfer amount first, with a calculator built in • Tag spending with emoji tags, and pick the account: Cash, Bank, Credit card, Mobile wallet or your own • Save templates for the payments you repeat • Search finds notes, tags, accounts and amounts 📊 SEE WHERE YOUR MONEY GOES • Spending and income by tag, with each tag's share of the total • Six months side by side, and a tap opens any month • Every account's balance, with transfers kept apart from spending • A calendar of your days, and a week strip on the home screen 🎯 BUDGETS THAT STAY UP TO DATE • Monthly or yearly budgets for one tag, several, or all spending • Income targets as well as spending limits • Figures update as you record, so you see what is on track and what is over • Budgets carry over into each new month 🤝 DEBTS, SAVINGS AND ASSETS • Debt tracker: who owes you and whom you owe, with every amount lent and paid back • Savings goals with a target, a date and a progress bar • Assets: what you own and what it is worth over time • A reminder on the day a payment is due 📋 CHECKLISTS • Daily, weekly and monthly lists for bills and routines, with a reminder for what is left 🔒 YOUR DATA, YOUR FILE • Back up everything to one file you keep: save it, or share it to Google Drive • Restore it on a new phone • Several profiles, each with its own currency • Clear one part of a profile's data and keep the rest 🎨 MAKE IT YOURS • Light and dark mode • Five Premium themes, Ledger, Blueprint, Midnight, Tide and Rose, each drawn its own way. Try any of them free for 30 minutes ⭐ FREE, WITH PREMIUM IF YOU WANT IT Manage Money is free to use. Free users see a few ads, only on screens you read, never while you record, and can watch an optional ad for ad-free days. Premium removes ads, unlocks every theme, and exports PDF reports and CSV files for any dates. This month's transactions export free.