SmartCredit 앱 분석 (10월 9일)

SmartCredit is a lending platform designed to support individuals in Sri Lanka who require funds to expand their businesses, manage their stores, or address any urgent financial needs. Customers can access eligible loan products directly through their smartphones anytime, anywhere. Fulfill your financial requirements online, 24/7. With an automated review process, users experience minimal waiting time after submitting their loan applications. Customers will receive the review results soon, and once approved, the loan amount will be immediately disbursed to the user's wallet. To get loan from SmartCredit, users need to be: 1. 18 years or above 2. Sri Lankan citizen 3. With regular source of income How to APPLY 1. Download SmartCredit 2. Register an account with your phone number 3. Fill in basic information 4. Submit the application 5. Wait for approval 【Product Description】 Loan amount - 5000 to 85000 LKR Loan term - 91 days to 365 days - APR: 3% to 12% per annum - Management Fee - 1% to 5% Late Fees Late fees of up to 0.1% per day (up to 18% of the overdue amount) are charged. There are no other secret fees on your loan. - Users will only be penalized for late payment of scheduled payments. 【For Example】 APR 12% (per annum) 5000 LKR loan with a term of 91 days Loan interest = 5000LKR x 12% / 365 x 92 = LKR 151.2 Loan Fee = 5000 LKR x 3% = 150 LKR Total loan = 5,000 LKR The total loan amount is 4850 LKR (50,000 to 1,500 LKR). The total loan that needs to be repaid is 5151.2 LKR (5000 LKR + 151.2 LKR). - Repayment of 5151.2 LKR due Security Don’t worry about your personal information. SmartCredit promises that it is safe and we will not share it to anyone without your consent. ADRESS:70/20 Lucky Plaza St Anothonis Mawatha Colombo 3 Customer Service Email: smartcredit106@gmail.com