Alatau City Bank: online bank 앱 분석 (10월 18일)

🏦 Alatau City Bank — online bank for managing your finances Mobile banking, investing and insurance — all in one banking app from Alatau City Bank. Manage your money from your smartphone: • Open cards for salary, benefits, self-employment and everyday spending • Pay for utilities, internet, mobile service, parking, tickets and more • Send money to other banks by phone number • Apply for online credit of up to 8 million tenge in 5 minutes • Save money in a deposit at a favorable interest rate • Pay quickly with Google Pay, Apple Pay and Samsung Pay Online banking brings your main banking tasks together — from mobile service and utility payments to deposits and currency conversion. 💳 Cards, payments and transfers in one banking app Online banking includes card controls: set limits, change your PIN, and block or unblock a card without visiting a branch. Send money by phone number, pay with Google Pay, Apple Pay or Samsung Pay, and pay your mobile, utility and other bills. Do you use different banks for different tasks? Move money between them by phone number right in the app. Alatau City Bank is an online bank where you can manage your cards and carry out core banking operations from your smartphone. 💸 Online credit without a branch visit If you need extra funds, apply for online credit of up to 8,000,000 ₸ with a term of up to 60 months right in the app. Do you use several banks for different needs? Alatau City Bank keeps cards, payments, deposits and lending in one banking app. Online credit from Alatau City Bank: • loan amount — from 30,000 to 8,000,000 ₸; • loan term — from 3 months to 5 years (60 months); • interest rate — 28% per year for customers whose employer pays their salary through Alatau City Bank and 30% per year for all other customers; • GESV (effective annual interest rate) — from 31.4% to 35.1%; • loan origination fee — none; • loan servicing fees — none; • insurance — not required; • collateral — not required. Sample calculation: On a loan of 1,000,000 ₸ for 24 months at 30% per year, the monthly payment is about 55,913 ₸ and the total repaid is about 1,341,908 ₸. The total interest cost is about 341,908 ₸. 💰 Accounts, currency and deposits Use online banking to manage your accounts: open a multi-currency account, hold funds in several currencies and convert them in the app. Cards, accounts and deposits are available in one app, and the online bank lets you manage your finances from your smartphone. Open a deposit and withdraw part of the balance when you need it. Even if you use different banks, Alatau City Bank combines the main services in one banking app. 🎁 Open a Pay card and earn bonuses Use online banking to open a Pay card with currency accounts: hold KZT, EUR, USD and RUB, convert currency and earn up to 20% in bonuses on purchases at cafes, supermarkets, taxis, marketplaces and more. Banks increasingly pair familiar financial services with loyalty programs, and Alatau City Bank brings payments, transfers and bonuses into one ecosystem. 📈 Investing in the app Invest through the app: open and fund a brokerage account at Alatau City Invest JSC free of charge, buy and sell shares, and follow analytics and investment ideas in the "Investments" section. Investing is part of the same banking app as your cards and payments. The online bank gives you access not only to everyday banking but also to investing. 🛡️ Insurance online Get insurance online in 5 minutes: car, travel, home and accident coverage. Alatau City Bank brings banking, online credit, purchases, investing and insurance together in one app. Even if you use several banks, our online bank keeps the main products in one place. Open a card, open a deposit or get insurance online, and handle your everyday online banking in one app. We value your trust. For any questions, call 7711 — free within Kazakhstan.