eCredit 앱 분석 (10월 18일)

The "eCredit" mobile app is designed for clients of O.C.N. "Easy Credit" S.R.L. and allows you to manage your existing loans and apply for a new one directly from your phone — quickly and securely. Key Features: - Secure access to your loan information; - OTP (One-Time Password) authentication via SMS or email; - KYC identity verification via ID scan and facial recognition; - Pay your loan or monthly installment using a bank card, available 24/7; - Change the app language; - Receive important notifications; - Submit a loan request remotely; - Locate Easy Credit offices and partners on the map. Loan Conditions: - Loan amount: from 3,000 MDL to 300,000 MDL - Repayment period: from 6 months to 46 months - Maximum Annual Percentage Rate (APR): 60.83% - Early repayment fee: 0% – 1%, depending on the timing of repayment - Hidden fees: No administration fees or hidden charges Representative Example: - Granted loan: 10,000 MDL - Duration: 10 months - Interest rate: 0% - APR: 60.19% - Total cost of the loan: 2,320 MDL - Total repayable amount: 12,320 MDL - Monthly installment: 1,232 MDL - Late payment penalty: 4 MDL / day Important: Clients have the right to repay the loan early, in full or in part, with a reduction in the total loan cost. The credit agreement may also be revoked within 14 calendar days from the date of signing. Privacy Policy: All personal data is protected in accordance with Law no. 133 of 08.07.2011. Full details available at: https://easycredit.md/ro/privacy-policy/ Terms and conditions: https://easycredit.md/ro/terms-and-conditions/ Regulatory framework: https://easycredit.md/ro/cadrul-normativ/