Family Spendings 앱 분석 (10월 21일)

The app sorts your monobank spending into categories on its own, shows what changed compared with last month and gathers subscriptions and recurring payments into one list. It can only view data; it cannot move or withdraw money. Nothing to enter by hand: new purchases show up as soon as you open the app. Start with a made-up example, no bank and no payment needed. The first three days on your own statement are free, then 129.99 UAH a month or 999.99 UAH a year. This is an independent app, not a monobank product. On your phone and watch it is called “My spending”. YOU WILL ALSO SEE • When a subscription charged more than last time, and what is due in the coming days • How much you can still spend today to stay within your usual month • Category limits with a warning when you spend too fast • Which cashback category to pick: on the 1st the app suggests one based on your spending • A month card with no amounts or merchant names, made to be shared Your personal managers in the app are the cats Monya, Pixel and Mavka. HOW TO START 1. Open the example: every screen on a made-up statement, no key and no payment. 2. Create a key on the bank's site api.monobank.ua and paste it into the app. The bank itself issues these keys to its customers. The key can only read the statement: it cannot move or withdraw money, and you can revoke it at any time. 3. For three days after the first statement download the app works in full for free. ON YOUR WATCH On a watch with Wear OS 3 or later, such as Samsung Galaxy Watch4 and newer or Google Pixel Watch, you see how much you can still spend today and your three latest purchases. It is a hint based on your usual spending, not a limit. This month compared with the last is there too, plus your family and today's alerts if you have added family members or turned alerts on. The Today and Alerts tiles can be added next to your watch face: quick screens one swipe away. Left today, Month and Alerts can sit right on the watch face as numbers (complications). The numbers come from your phone and update with it. FAMILY You can use it just for yourself. Family members are added with their consent and their own key. You see their balance, spending by category and operations, and can turn on notifications about the unusual: bets, cash withdrawals at night, several transfers in a row, a card at zero. Each person can revoke their key at any time. AIR-RAID ALERTS If you want, the app shows the alert status of your region or district and notifies you when an alert starts and ends, even when it is closed. A 24-hour circle on Today shows when and how many alerts there were today. We are not an official source and delays are possible, so do not rely on us alone. The app does not detect where you are: you pick the region or district yourself. Off until you turn it on. SUBSCRIPTION • 129.99 UAH a month • 999.99 UAH a year, more than a third cheaper The three free days come from the app itself, not from Google Play. The subscription is billed through Google Play and renews automatically until you cancel; access stays until the end of the paid period. PRIVACY Your statement and key stay on your phone and never reach us. The key is used only for requests to api.monobank.ua from your phone. No ads, no trackers. Family Spendings is not a monobank product or service and is not affiliated with the bank. It reads your statement through the bank's official open interface with a key you create yourself. Privacy policy: https://vytraty.app/privacy-en