Budget & Expenses - Fourmio análises de aplicativos para 22 de julho

💰 FOURMIO — FREE EXPENSE TRACKER & BUDGET MANAGER Reach the end of the month not knowing where your money went? Fourmio is a free budget management application to track expenses, manage accounts, and reach your savings goals. Ad-free, and works 100% offline with no account. Simple, fast, built for everyday life. 🏦 MULTI-ACCOUNT MANAGEMENT • Checking, savings, credit card, cash and investment accounts • Shared accounts for couples, families, kids and roommates — manage finances together • Balances updated in real time with every transaction • Trend charts per account at a glance • Complete activity history per account • Transfers between your accounts in seconds 💸 SMART TRANSACTION TRACKING • Record expenses and income in seconds • Receipt and invoice photos attached to each transaction • 40+ emoji categories, filters, search and sort • Import CSV, Excel (.xlsx) and OFX • Recurring transactions (daily, weekly, monthly, yearly) • Make transfers between your accounts 🎯 BUDGETS & SAVINGS GOALS • Monthly budgets by category with progress bars • Automatic alerts before and after exceeding your limit • Savings goals with milestone tracking (travel, purchase, emergency fund) • Overview and progress notifications 🛒 COLLABORATIVE SHOPPING LISTS • Create custom lists with emoji icons and color choices • Flexible quantities: g, kg, L, mL, pcs, box, packet or custom unit • Set estimated price per item to know your total before you shop • Share a list with family or flatmates — real-time sync across all members • Each member checks off items as they shop — see who bought what • Validate purchases in one tap to automatically create budget transactions • Roles: owner, editor or viewer 👨‍👩‍👧 SHARED ACCOUNTS — FAMILY, FRIENDS, ROOMMATES • Share an account with your partner, family or roommates • Each member sees transactions in real time • Member management and full transparency on shared expenses • Join a shared account with a simple invite code 🔔 SMART NOTIFICATIONS • Budget, savings goal and recurring transaction alerts • Member requests for shared accounts • Real-time push notifications on all your devices 🔒 SECURITY & PRIVACY • Biometric authentication (fingerprint, Face ID) • Sign in with Google or email / password • Data hosted on secure, GDPR-compliant servers • Full account deletion available at any time 🐜 ANT MODE — YOUR FINANCIAL COACH • Track your monthly savings score and progress • Compare your habits month after month • A unique indicator that motivates you to spend better ✨ WHY FOURMIO? ✓ Complete expense tracker — all your accounts in one place ✓ 100% free, no ads ✓ Offline mode — use the app without an account or internet ✓ Receipt photos attached to each transaction ✓ Import your bank statements (CSV, Excel, OFX) ✓ Smart budgets with automatic alerts ✓ Savings goals with milestone tracking ✓ Shared shopping lists with real-time purchase tracking ✓ Shared accounts — family, friends, roommates ✓ Automated recurring transactions ✓ Ant Mode — your built-in financial coach ✓ Available in 15 languages ✓ Dark mode and customizable color themes ✓ Real-time sync across all your devices 📲 Download Fourmio now and take control of your finances — it's free. --- Fourmio is an expense tracker and personal budget manager. Works 100% offline (no account) or with cloud sync. Does not connect directly to your bank — manage your data manually or import statements (CSV, Excel, OFX).