8月22日 的 Finbro.ph 應用程式分析

Finbro.ph is operated by SOFI FINANCING INC., a company registered and licensed by the Securities and Exchange Commission (SEC) of the Philippines. SEC Registration No.: CS201908275 Certificate of Authority (CA) No.: 1324 SOFI FINANCING INC. is a licensed financing company authorized to provide consumer lending and personal loan services in the Philippines. Finbro.ph is the registered operating name of SOFI FINANCING INC. --About the Service Finbro.ph is a digital platform that provides personal loans to customers in the Philippines through a secure and fully online application process. Users can apply for loans, receive approval decisions, and obtain funds directly to their bank account or e-wallet. --Key features: -Loan Amount: ₱1,000 – ₱50,000 -Loan Term: Up to 12 months -APR Range: 0% – 36% (based on credit assessment) (0% available only for new clients based on credit assessment) --Representative example: - Loan Amount: ₱1,000 - Term: 12 months - Daily interest rate: 0.0986% daily - Total Repayment: each month interest ₱29.58 (customer pays this for months used), plus loan amount ₱1000 - Includes interest and applicable service fees Actual terms vary depending on credit assessment and are fully disclosed to users in-app before loan confirmation, in compliance with applicable SEC regulations. --Transparency & Consumer Protection Users must review and accept: - Terms and Conditions - Disclosure Statement - Agreement - No hidden charges - Early repayment is allowed at any time - Data Protection & Permissions - Data is processed in accordance with the Philippine Data Privacy Act Permissions are used strictly for: - Identity verification (Camera) - Fraud prevention and compliance (Location) Contact Information - Email: info@finbro.ph - Phone: +63 962 409 2454 / +63 917 620 0773 Additional Information - Website: https://www.finbro.ph - Privacy Policy: https://www.finbro.ph/en/documents/policy Payment Options: - Pay via E-Wallet - Pay via Payment Centers - Pay via Bank Transfer More details: https://www.finbro.ph/en/repay/ App Permissions: - Camera: ID verification - Location: Secure processing Legal Information: - Corporate Name: SOFI FINANCING INC. - Business Name: Finbro.ph - SEC Company Registration Number: CS201908275 - SEC Certificate of Authority Number: 1324 - Issued by: Securities and Exchange Commission of the Philippines - Legal Address: 23rd Floor BGC Stopover Corporate Center, 2nd Avenue, Bonifacio Global City, Fort Bonifacio, Taguig City SOFI FINANCING INC. is authorized to provide personal lending services. This application complies with Apple App Store's Personal Loan policy requirements, including full disclosure of loan terms and responsible lending practices. The developer account, application, and submitted regulatory documents all represent the same legal entity: SOFI FINANCING INC.