10月24日 的 Fireball: Budget & Net Worth 應用程式分析

See where your money goes, and where it could take you. Fireball is a free money tracker, budget planner and net worth app built specifically for Kiwis. It brings your complete financial picture together in one place, from everyday spending to KiwiSaver and your path to financial independence. Use it on iPhone and the web. Know your money Add accounts and transactions yourself for free, or upgrade to connect supported New Zealand bank, KiwiSaver and investment accounts automatically through Akahu, New Zealand’s open finance platform. • Track spending and expenses with categories, tags and transaction rules • Track your net worth, asset allocation and savings rate over time • Follow accounts, property, investments, KiwiSaver and debts in one view • See estimated balances up to 30 days ahead on eligible connected accounts Budget planner that fits how you live • Choose a single, flexible or category budget, with optional zero based planning • Budget weekly, fortnightly or monthly to match your pay • See what is safe to spend after bills, recurring commitments and goal contributions • Track bills and subscriptions, and view future cash flow in calendar and list views Savings goals and debt Create goals with targets and funding plans, and follow your progress in one savings tracker. Build a debt repayment plan, compare payoff strategies and see how extra repayments could change your debt free date. Plan for financial independence Estimate your FIRE number, the amount you may need to make work optional, and see a projected timeline. • Compare Lean, Coast, Fat and Barista FIRE approaches • Stress test your plan against 5,000 possible market outcomes • Include NZ Super, KiwiSaver access and separate your home from investable wealth • After retirement mode shows what spending your investments may support You can also use Fireball purely for everyday budgeting without the FIRE tools. Projections are estimates, not promises about the future. More ways to stay on track • Nine home screen widgets for net worth, FIRE, budgets, bills, goals, debt and spending • Share your finances with trusted people as a Viewer or Editor • Follow markets and watchlists, set price alerts and compare advertised mortgage rates Optional AI, with you in control On the Paid plan, optional AI can explain your spending, cash flow and path to FIRE in plain language, and suggest transaction categories. Nothing changes until you review and approve it, and AI can be turned off. Try Fireball before connecting Use Demo Mode to explore every feature with realistic fictional data. It does not access your accounts, and its data is never copied into your Fireball account. Privacy and security Fireball only requests read access to bank data through Akahu. It cannot move money or initiate bank transactions, and it never receives your online banking credentials. You can revoke access at any time. Fireball does not sell, rent or share your bank or transaction data with advertisers or data brokers. Free and Paid plans The Free plan needs no subscription and includes manual accounts and transactions, budgets and spending charts, savings goals and debt planning, net worth and investment tracking, basic FIRE progress and forecasts, and file imports and exports. The Paid plan adds automatic bank connections, sharing with up to four trusted people, advanced insights and FIRE simulations, AI chat and categorisation, weekly reviews and alerts, market data and property tools, and priority support. Paid is a monthly or yearly auto-renewing subscription. Prices, features and renewal terms are shown before purchase. Manage or cancel it in your App Store account settings, and keep using the Free plan afterwards. Fireball is a personal finance and money management app, not personalised financial advice. Terms and Conditions: https://www.fireball.finance/terms Privacy Policy: https://www.fireball.finance/privacy