11月1日 的 Chapaa Sasa-fast online loan 應用程式分析

About Chapaa Sasa Chapaa Sasa is a transparent digital lending app operated by Becalob Credit Limited, a digital credit provider licensed by the Central Bank of Kenya under the Digital Credit Providers Act, 2022. We offer unsecured personal loans to Kenyan residents, disbursed directly to your M-Pesa wallet — paperless, no collateral, no guarantor. Loan product information -Loan amount: KSh 500 – KSh 100,000 -Loan term: 91 – 180 days -Annual Percentage Rate (APR): 10% – 35.8% (Minimum APR is 10% and maximum APR 35.8%) -Additional fees: KSh 0 -All rates, fees and the total amount to repay are displayed in the app before you accept any offer. Example calculation For a 120-day loan of KSh 10,000 at 28% APR (4 installments, 30 days for each) with no additional fees: -Amount disbursed: KSh 10,000 -Total interest: KSh 10,000*28%*120/365=920.54 -Total amount to repay: KSh 10,000+920.54=10920.54 -Each installment: KSh 10920.54/4=2730.14 -Note: Your actual rate, term and total repayment are determined by our credit assessment and shown in full before you confirm. Why choose Chapaa Sasa ✔CBK-licensed digital lender ✔ Up to KSh 100,000 sent straight to your M-Pesa ✔ 91–180 day flexible repayment terms ✔ Transparent pricing — full cost shown before you accept ✔ Zero processing fees, zero collateral, zero guarantor ✔ 100% paperless — only your National ID and M-Pesa number needed ✔ Your data is handled in line with the Kenya Data Protection Act, 2019 How to apply 1.Download Chapaa Sasa and sign up with your mobile number. 2.Choose your loan amount and term, then submit a short application. 3.Once approved, funds are disbursed to your M-Pesa within minutes. Eligibility -Kenyan resident aged 18 or above -Active M-Pesa registered in your own name -A verifiable source of income -Meeting the eligibility criteria does not guarantee approval. Your credit limit is determined by our credit assessment under the Digital Credit Providers Act, 2022. Repayment -M-Pesa PayBill (the number is shown in the app) using your registered phone number as the account number. -STK Push / M-Pesa Express from inside the app. -Timely repayment helps build a positive credit history and may qualify you for higher limits in the future. Consumer disclosure Before any loan is disbursed, you will see and must confirm: -The approved loan amount -The applicable interest rate and APR -All fees (if any) -The total amount to repay -The repayment schedule and due date You are under no obligation to accept an offer after reviewing the terms. Privacy We collect only the information needed to verify your identity, assess your creditworthiness and process your loan. Your data is handled in accordance with the Kenya Data Protection Act, 2019, and is never sold. Full Privacy Policy is available inside the app and at https://www.becalob.com/privacy-policy Licensing and lender Chapaa Sasa is operated by Becalob Credit Limited, a digital credit provider licensed by the Central Bank of Kenya and registered with the Office of the Data Protection Commissioner. Contact us -Email: support@chapaasasa.com -Address: Pine Tree Plaza, Kamburu Road, Kileleshwa, Dagoretti Street Address Line 2, Nairobi, Kenya -Website: https://www.becalob.com/ Questions or complaints? Reach us through the app or the channels above.