10月31日 的 Lendora 應用程式分析

Lendora is a digital lending platform for individuals in Sri Lanka who need convenient access to funds for business growth, shop operations, urgent expenses, or other personal financial needs. Eligible customers can apply online from their smartphone. The process is simple, convenient, and paperless. Customers can submit information, upload documents, review loan terms, and track application status online. Once an application is approved, the approved loan amount will be transferred promptly to the customer's nominated bank account or card, subject to the applicable loan product, approval conditions, and loan agreement. WHY CHOOSE LENDORA - Fully online loan application - Minimal documentation - Simple and convenient digital process - Fast application review - Secure account and document handling - Clear and transparent loan terms - Online access to loan and repayment information ELIGIBILITY To apply for a loan with Lendora, applicants must: 1. Be 18 years old or above 2. Be a Sri Lankan citizen 3. Have a regular source of income 4. Provide accurate personal and financial information 5. Meet Lendora's applicable credit and approval requirements HOW TO APPLY 1. Download the Lendora mobile application 2. Register using your mobile phone number 3. Complete your personal and financial information 4. Select an eligible loan product, amount, and term 5. Upload the required documents 6. Submit your application 7. Wait for the review result 8. Receive the approved loan amount through your nominated account or card GENERAL LOAN TERMS - Loan amount: 5,000 LKR to 85,000 LKR - Loan term: 91 days to 365 days - APR: 3% to 12% per annum - Management fee: 1% to 5% - Late fee: Up to 0.1% per day on overdue amounts, subject to the applicable limits and loan agreement All applicable fees, interest, repayment dates, and repayment amounts will be shown in the Lendora application before you confirm a loan. There are no hidden fees outside the terms disclosed in the applicable loan agreement. EXAMPLE LOAN REPAYMENT For a 5,000 LKR loan at an APR of 12% for 91 days: - Loan amount: 5,000 LKR - Estimated interest: 150.41 LKR - Management fee at 3%: 150 LKR - Estimated total repayment: 5,150.41 LKR The actual repayment amount may vary depending on the approved loan product, approved loan term, applicable fees, and the final agreement shown in the Lendora application. OUR SERVICES Lendora provides an online lending service in Sri Lanka. The service includes: 1. Online personal loan applications 2. Secure submission of required information and documents 3. Digital loan review and approval 4. Electronic transfer of approved loan funds 5. Online access to loan status and repayment information The application process can be completed online without visiting a physical office or completing unnecessary paperwork. Approval and disbursement are subject to eligibility checks, credit assessment, product availability, and the applicable loan agreement. REPAYMENT AND TRANSPARENCY Before accepting a loan, customers can review the loan amount, interest, fees, repayment schedule, due date, and total repayment amount in the application. Customers are responsible for making scheduled repayments on time. Late fees may apply when a scheduled payment is overdue, according to the applicable loan agreement. Early repayment conditions, if available, will be displayed in the application. SECURITY AND PRIVACY Lendora takes the privacy and security of customer information seriously. We use reasonable security measures to protect account information, loan application data, identity documents, and repayment information. For more information, please read the Lendora Privacy Policy available through the official privacy policy link associated with this application. CONTACT US Email: support@lendora.lk Address: No. 63 Srimath Anagarika Dharmapala Mawatha, Colombo 00300, Sri Lanka