MeCedi - Trusted Credit
Need extra funds for your everyday financial needs? MeCedi provides a convenient digital credit service that lets eligible users apply directly from their mobile devices.
With a straightforward application process and clearly presented repayment information, MeCedi makes it easier to review your options and manage your credit from one place.
How Does MeCedi Work?
1. Get the MeCedi App
Install MeCedi on your mobile device and create your account.
2. Set Up Your Profile
Enter your required personal information and complete the basic verification steps.
3. Submit Your Credit Request
Provide the information needed for your application and review the details before submitting.
4. Complete The Assessment
Your application will be assessed based on the information you provide and applicable eligibility criteria.
5. Manage Your Repayment
Once your credit is approved and disbursed, you can view your repayment details and manage your payment obligations through the app.
Why Use MeCedi?
✔️ Simple Application
Complete your credit request through a clear and easy-to-follow digital process.
✔️ Convenient Access
Apply online from your mobile device without needing to visit a physical branch.
✔️ Clear Credit Details
Review applicable amounts, repayment information, and other relevant terms before making your decision.
✔️ Flexible Options
Available credit amounts and repayment terms are determined according to your individual eligibility.
✔️ Digital Account Management
Keep track of your applications and repayment information directly within the app.
MeCedi Loan Example
For illustration purposes, if you borrow GHS 8,000 for 150 days at a daily interest rate of 0.08%:
Loan Amount: GHS 8,000
Loan Period: 150 days
Estimated Interest: GHS 960
Estimated Total Repayment: GHS 8,960
The example above is for reference only. Your actual loan amount, applicable interest, repayment period, and total repayment amount may vary based on the outcome of your credit assessment.
Loan Terms
Loan Amount: GHS 200 – GHS 8,000
Repayment Period: 90 – 300 days
APR: Up to 29.2%
Interest: Determined according to the applicable loan terms
Additional Charges: No hidden or undisclosed charges
Please review the final terms presented to you before accepting a loan.
Who Can Apply?
You may be eligible to apply for MeCedi if you:
✔️ Are a Ghanaian citizen aged 18 or above
✔️ Have a valid and active mobile number
✔️ Have a stable source of income
Eligibility, loan amount, repayment period, and applicable terms are subject to individual credit assessment. Meeting the basic requirements does not guarantee approval.
Your Information And Privacy
MeCedi respects your privacy and handles personal information in accordance with applicable requirements.
Information may be collected and used where necessary to provide our services, including account management, identity verification, credit assessment, application processing, and repayment management.
We use appropriate security measures to help protect the information we handle.
For details about how MeCedi collects, uses, stores, and shares personal information, please review our Privacy Policy:
https://www.frajobluebridge.com/me-privacy
Before You Apply
Please carefully review the loan information, applicable fees, repayment schedule, and other terms provided in the app before accepting any credit offer.
Make sure you understand your repayment obligations and only borrow an amount you are able to repay.
Need Help?
For questions about MeCedi or your application, please visit our website or contact our support team.
Website:
https://www.frajobluebridge.com
Privacy Policy:
https://www.frajobluebridge.com/me-privacy
Email:
frajoblueltd@gmail.com