10月25日 的 LendPlus Online Loans 應用程式分析

LendPlus is an application to quickly borrow money for any purpose. We work in strict accordance with the regulatory policy of South Africa. It's easy to use: 1. install the app on your smartphone; 2. go through a short registration, where you specify the necessary data; 3. choose the loan amount; 4. confirm the application and wait for the decision; Requirements: - valid SA ID; - age 23-62 years; - official employment and confirmed income. LendPlus Product Description Loan amount: ZAR 500.0 - 4,000.0 Min term: 65 days Max term: 90 days Interest rate: in the Calendar year interest rate is 60% for first time users and 36% for returning users Fees: Initiation fee: - For loan amount <= R 1300 - 15% of principal. For loan amount > R 1300 – R 165 + 10% of the principal, but not more then R 1000 in absolute. Service fee amount: number of days until the end of the month in current month * (60R / number of days in the disbursement month) + R60 in the month of loan repayment Min APR: 51.85% Max APR: 102.14% A typical example of obtaining a loan using the calculation of interest rate and commissions: If you apply for ZAR 1,000 loan for 90 days under 0.1% per day, the cost of the loan will be - 1000 ZAR principal; - interest 90 ZAR - Initiation fee - 150 ZAR; - Service fee. If the date of issue is September 15th (31 days in September), then there are 16 days left until the end of the month. So the calculation formula is:16*(60/31)+60 = 91 ZAR; Total: 1331 ZAR Interest rate 36% APR 60.1% Lendplus Technology (Pty) Ltd is a company duly incorporated and registered under the laws of South Africa, with a company registration no. 2023 / 805154 / 07 and the National Credit Regulator registration number NCRCP17814 Always study the terms and conditions and the disclosure statements before proceeding with any transaction. Contact us： For any questions, feedback, or hesitations, please contact us via the following methods: Facebook: https://www.facebook.com/lendplus.co.za Website : lendplus.co.za