JCE Co-op is a local, community-focused cooperative, founded to bring energy to our area. Any excess revenue - or margins - remaining after all expenses have been paid are returned to members through what we call “capital credits”. Capital credits represent members' ownership in the cooperative. It is one of our founding principles: Members Economic Participation. JCE Co-op utilizes a hybrid method of retiring capital credits. The co-op retires capital credits on a delayed schedule of about 25 years plus 5 percent of all remaining credits earned at a discounted rate.