Effortlessly track spending, detect income, plan budgets, and earn cash back.
PAYYAAR: THE NO. 1 AI EXPENSE TRACKER & CASH BACK SAVINGS APP
Take full control of your finances, track spending and earnings effortlessly, and earn cash back on your daily shopping! PayYaar is your ultimate AI-powered money manager, budget planner, travel expense tracker, bill splitter, and rewards app—all combined into one seamless experience.
Whether you want to organize daily expenses, detect salary and incoming credits, plan smart budgets, split bills with friends, or stretch your budget with exclusive cash back offers and shopping coupons, PayYaar makes managing money fast, simple, and rewarding.
🏷️ EARN CASH BACK, COUPONS & REWARDS
• Discover exclusive merchant deals, partner offers, shopping promotions, and discount coupons.
• Earn cash back in Pcoin on eligible confirmed purchases according to offer terms.
• Turn everyday spending into real savings with lucrative cash back rewards!
🔔 AUTOMATIC PAYMENT & INCOME DETECTION
• Seamlessly capture both expenses and incoming money from supported payment and transaction notifications.
• Automatically detect salary credits, freelance payouts, refunds, and bank transfers without manual entry.
• Keep instant records of purchases, bills, recurring subscriptions, online orders, and transport payments.
• Review notification details before saving to keep your cash flow and net balance 100% accurate.
📷 SMART SHOPPING ITEM & RECEIPT DETECTION
• Snap a quick photo of groceries, clothes, electronics, or everyday retail purchases.
• PayYaar’s AI identifies selected items and estimates nearby unit prices automatically.
• Easily review item names, quantities, and prices before adding them to your expense log.
🤖 AI BUDGET PLANNER & SMART SAVINGS GOALS
• Create custom AI budget plans tailored for personal use, home expenses, couples, roommates, families, or events.
• Balance your detected income against expenses for groceries, rent, utilities, food delivery, and shopping.
• Set dedicated savings goals for travel, emergency funds, new gadgets, or education, and watch your progress grow.
✈️ AI TRAVEL PLANNER & TRIP EXPENSE TRACKER
• Generate AI travel plans and manage vacation budgets effortlessly.
• Estimate and track real-time costs for transport, stays, food, sightseeing, and shopping.
• Keep individual and shared group travel expenses organized in one place.
📊 COMPLETE INCOME & EXPENSE TRACKER
• Log cash flow your way: auto-detect via alerts, tap to type, use voice input, scan receipts, or share text.
• Track all household, personal, and utility spending alongside incoming cash flow in clear daily and monthly overviews.
• Review detailed spending vs. income trends to understand your true savings and net worth better.
👥 BILL SPLITTER & SHARED GROUP EXPENSES
• Create shared groups for trips, roommates, dinners, rent, couples, or outings.
• Split bills equally, by exact amount, percentage, or custom shares.
• Instantly see who paid, who owes money, and settled balances.
• Save UPI IDs to quickly open your preferred payment app to settle up.
(PayYaar organizes shared expenses and settlements. It does not hold, receive, or transfer money and is not a bank account or wallet).
📱 MOBILE TOP-UPS & GIFT CARDS
• Redeem your earned cash back Pcoins for supported mobile top-ups, bill payments, and popular gift cards.
• Select available services and denominations to spend your earned rewards balance easily.
🚀 ALL-IN-ONE MONEY MANAGEMENT SOLUTION
Why use multiple apps when you can have an AI income & expense tracker, budget planner, savings goal tracker, bill splitter, and cash back savings app in one?
👉 Download PayYaar today to track smart, save big, and earn cash back on every purchase!