Kontto: Personal Finance App-Analysen für 21. Oktober

Kontto is the personal finance app where your data stays on your phone — no cloud, no login, no cross-app tracking. See where your money is going, 100% offline. Your financial data never leaves your device — only what you choose to export. — KEY FEATURES — • Accounts and cards: balance, limit, statement close and due date for every card, no surprises. • Fast entries: income, expenses, transfers and installments organized by category, date and account. • Monthly analysis: income, expenses and your balance at a glance, with spending by category. • Budgets and goals: set limits per category and track your savings goals. • Receipt scanning (OCR): snap a photo and Kontto reads the amount, date and category. • AI financial health: optional analysis of your strengths and what to improve (bring your own key — BYOK). • Backup when YOU want: manual JSON export and import, encrypted. It only leaves your device when you export it. • Security: PIN and biometric lock. — PRIVACY FIRST — No sign-up. No login. No cloud. No ads. No cross-app tracking. Your financial data stays on your device only. — WHO IT'S FOR — For anyone who wants to get their money in order without handing their financial life to a server. Simple enough for everyday use, complete enough if you take it seriously. Download for free and start today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kontto.com.br/privacidade