Análisis de la app Albrim Pay Small Small para 21 de octubre

Albrim Microfinance App puts your account in your pocket. Deposit money, send to other Albrim account holders, withdraw cash through a nearby agent, and apply for a loan — all from your phone, with no transaction fees on everyday payments between Pay Small Small Accounts. -- DEPOSIT -- Topping up your account is simple. Add money using mobile money from MTN, Vodafone, or AirtelTigo, pay with your bank card, or make a transfer from your bank app. Your balance updates instantly, so your money is always ready when you need it. -- SEND MONEY -- Sending money between Pay Small Accounts costs you nothing. Enter their account number or pick them from your contacts, confirm the amount, and authorise with your PIN. Fast, free, and entirely in your control. -- WITHDRAW CASH -- When you need physical cash, find a nearby Albrim agent, enter the amount you want to withdraw, and confirm with your PIN. The agent receives the transfer and hands you your cash — no forms, no waiting, no hassle. -- APPLY FOR A LOAN -- Apply for a loan through Albrim Microfinance and track your approval status directly in the app. Once approved, your loan is added to your account and ready to use. Every transaction is recorded with a full receipt, so you always know exactly where your money is going. -- HOW TO REPAY -- Repayment is straightforward. Log into the Albrim App, make a deposit into your account using any of the available channels, and your deposited funds will clear your outstanding balance automatically. No branch visit required. -- LOAN TERMS -- All loans are issued and managed by Albrim Microfinance, a licensed microfinance institution regulated by the Bank of Ghana. Repayment period: 90 days (minimum) to 180 days (maximum). Interest rate: 10.58% per month, prorated based on loan duration. Maximum Annual Percentage Rate (APR) for the highest loan amount is 126.96% This is base on an interest of 0.353% per day. There are no processing and commitment fees. Representative example: A loan of GHS 100 over 90 days carries an interest charge of GHS 31.74, giving a total repayment of GHS 131.74, split into thirteen equal weekly instalments of GHS 10.13. Late payment fee: A daily fee of 0.35% of the missed amount accrues from the day a payment is missed until it is settled. Example: a missed instalment of GHS 10.13 accrues GHS 0.04 per day. -- CONTACT -- Albrim Microfinance 0269099639 info@albrimgroup.com