Analyse de l'application Scalable Capital Bank pour le 1 octobre

Save, invest and borrow. For the whole family. With Scalable. SAVE Earn interest with the Scalable Overnight and Fixed-term accounts: – 2.60% interest p.a.¹ on Overnight money. Withdraw anytime. Interest paid monthly – Up to 3.25% p.a.¹ for 24 months with fixed rate savings. Guaranteed interest for 12 and 24 months. Open up to 5 accounts – Savings accounts are free of charge INVEST Your finances in your own hands with Scalable Broker: – Invest in ETFs, stocks, private equity², crypto and other asset classes – €0.99 per trade or upgrade to PRIME+ for unlimited trading and pro features – Savings plans from €1 – Kids' accounts with Scalable Pocket Money: Reinvested product costs (TER) in your Kids’ ETFs – Agentic Investing: Connect ChatGPT, Claude or other AI agents via Scalable MCP to manage your portfolio through AI With Scalable Wealth, investing is relaxed and automated: – Starting from €20 monthly savings amount – Managed portfolios: Creation, monitoring, rebalancing and tax optimisation included – Choose between globally diversified and special strategies – Withdrawal plans to systematically draw income from your investments – Kids' account with Scalable Pocket Money: with 0% management fee BORROW More flexibility with Scalable Credit: – Borrow up to €250,000 against your assets³ – From 3.75% p.a. variable debit interest rate, charged quarterly³ – Apply in seconds, fully digital SCALABLE CAPITAL BANK We are a regulated CRR credit institution (full bank) supervised by BaFin and the Deutsche Bundesbank. Investing involves risks. ¹2.60% interest p.a. on unlimited Overnight savings, clearing accounts as per scalable.capital/interest-adjustment. Interest variable, for instance based on market rates. With PRIME+, up to 5 x €100,000 statutory deposit guarantee by allocating across up to 5 banks. Without PRIME+, allocation across banks with statutory deposit guarantee or money market funds where European investor protection rules (UCITS) apply, each possible as sole safekeeping method. Fixed-term savings with guaranteed interest on unlimited cash allocated across one or more banks with €100,000 statutory deposit guarantee. Additional voluntary deposit guarantee possible. Allocations are variable, for instance based on capacities and conditions. ²Liquidity restrictions apply. Consider specific product information under: scalable.capital/pe#info. ³Up to €250,000. Variable borrowing rate, charged quarterly. Credit offer by Scalable Capital Bank, Munich. Note the credit-financed investment risks and credit requirements: scalable.capital/credit. Not all of the above-mentioned products are available in all the markets. The scope and availability may vary according to the country. Please refer to our website for more information. Scalable Capital Bank GmbH Seitzstraße 8e 80538 Munich