Analyse de l'application ישראכרט - ארנקים, אשראי והטבות pour le 6 novembre

All the features you already know are now much more convenient, simpler, and fully under your control. We took everything that matters to you and redesigned it: easier, faster, and completely in your hands. The app has undergone a comprehensive upgrade to give you a smarter, more precise financial‑management experience, with a fresh design and an advanced navigation bar that lets you reach any action with a minimum number of taps. What awaits you in the new app? Smart Home Screen – organized for maximum convenience Customer‑wide overview (all cards in one place): - Consolidated upcoming charges: total amount of near‑term charges from all your cards. - Recent transactions: quick view of the latest activity performed across all cards without switching screens. - Spending distribution by sector: see your expenses on all cards broken down by categories. - Loan status view: a one‑glance summary of all your active loans. Focused view for each individual card: - Upcoming charge amount and due date of the card. - Up‑to‑date, complete transaction list. - Expense segmentation by categories and sectors specific to this card. - View and manage standing orders linked to the card. Innovative & Faster Navigation - Quick‑Action button: one‑tap shortcut to the most frequently used actions – no hunting through menus. - New “Abroad” category: travelling soon? We gathered in one place everything you need to know and do before the flight and during your stay abroad (limits, payments, relevant benefits, etc.). All the services and actions you need to know - Pay with digital wallet: pay directly from your phone, fast and securely – no physical card or secret code required. - Monthly charge installment: had higher expenses this month? You can split the upcoming charge into as many installments as you like in a few simple steps. - Fast loan: submit an instant loan request through a quick digital process. Once approved, the money reaches your account within 3 business days *. - Smart loan view: monitor the next payment amount, principal balance, and flexible repayment management (including the option to postpone principal payments during busy periods). - Secret‑code recovery: forgot your card’s PIN? Retrieve it instantly and securely right within the app. - Credit‑limit increase: check your current limit and receive an answer to your increase request with ease. - Report loss or theft: temporarily block or permanently cancel a card in Israel or abroad with a single tap. - Update personal details: change address, mobile number, etc., instantly while staying connected. - Exclusive offers & opportunities: a curated selection of perks for shows, restaurants, attractions and shopping, plus a personal area to view and redeem the benefits you have downloaded. Want to share your experience, suggest an improvement, or request a new tool? We’d love to receive your feedback directly at feedback@isracard.co.il See you in the app! *The lender is Isracard Ltd. and/or Isracard Financing Ltd. Subject to the lender’s approval and terms. Failure to repay the loan or credit may result in late payment interest charges and enforcement proceedings. • Loan term: 18–100 months. • Variable annual interest rate: Prime rate plus a risk margin (ranging between 1% and 11.9%), in accordance with the customer's personal data. For example: a loan in the amount of NIS 50,000 in 50 installments, at an interest rate of Prime + 5%, which constitutes an annual interest rate of 10.25% (the current Prime rate is 5.25%); the adjusted interest rate (EIR) is 10.746%, and the estimated monthly repayment is NIS 1,241.