Analyse de l'application Paytm for Business pour le 29 juillet

More than 10 Million businesses trust Paytm for Business for their payments. Accept Payments Anywhere Paytm for Business helps merchants, shop owners, freelancers, startups and businesses accept digital payments quickly and securely. Track Payments in Real Time Get instant SMS and app notifications for every payment. View transactions, settlements, refunds and business insights in one place. Instant Bank Settlements Choose automatic settlement schedules or manually settle funds anytime to your preferred bank account. Business Loans 1. Avail unsecured loans upto Rs 10,00,000 2. Minimum and maximum period for repayment --> 3 to 36 month. 3. Simple and digital loan journey, apply at your convenience without any paperwork. 4. There are no prepayment charges and you can use multiple repayment modes. 5. Loans can be availed by new credit customers at an attractive APR from 15% to 46%. 6. Maximum Annual Percentage Rate (APR) --> 46% Representative example: Principle ---> Rs 10,000 Rate of interest --> 18% Tenure --> 3 months Processing fee --> 2% of principle +GST = Rs200 +Rs 36 = Rs236 Total interest payable = Rs 301 Total cost of the loan = Rs10000+Rs301+Rs236=Rs10537 Monthly payment = Rs 3512 Our partners are (NBFC): - Clix Capital Services Private Limited - https://www.clix.capital/our-partners/ - SMFG India Credit Company Limited (Formerly known as Fullerton India Credit Company Limited) - https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details - Piramal Capital and Housing Finance Limited - https://www.piramalfinance.com/about-us/lending-partners - Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx - Credit Saison India - https://creditsaison.in/partnercontact - IDFC First Bank - https://www.idfcfirst.bank.in/personal-banking/adlp/digital-lending-partners - Muthoot Fincorp - https://www.muthootfincorp.com/regulatory-and-compliance/ - Northern Arc Capital - https://www.northernarc.com/partnership-lending - PayU Finance - https://payufin.in/dlp-details/paytm - Profectus capital - https://www.profectuscapital.com/our-partner/ - Shriram Finance - https://shriramfinance.in/lending-service-provider - Suryoday bank - https://suryoday.bank.in/digital-lending/ - Tata capital - https://www.tatacapital.com/partners.html# - Ugro - https://www.ugrocapital.com/lending-service-provider All loans are subject to T&C (sample): Read Here Personal Loans Important: Paytm for Business is a facilitator between you and the lending partner. 1. Get Loan amount starting from 10K to 2.5 lac 2. Minimum and maximum period for repayment --> 3-60 months 3. Annual percentage rate (APR) (per annum monthly reducing): 10.5% to 48% 4. Maximum Annual Percentage Rate (APR) --> 48% 5. Loan Processing fee: 0% to 6% Please Note: Personal Loans are only available to Indian citizens within the territory of India Lending partners (NBFC): - Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx - Clix Capital Services Private Limited - https://www.clix.capital/our-partners/ - Hero Fincorp Limited - https://www.herofincorp.com/partners - Axis Bank - https://www.axis.bank.in/digital-lending-applications - Fibe - https://www.earlysalary.in/sourcing/ - InstaMoney - https://www.instamoney.app/digital-lending-partner/ - KreditBee - https://www.kbnbfc.in/lending-partner - Poonawalla Fincorp - https://poonawallafincorp.com/digital-partnership.php Example: Principle amount --> 100000 Rate of interest --> 23% Processing fee 4.25% Tenure --> 18 months Loan processing fee --> Rs.4250 Stamp duty charges: applicable as per law EMI per month: Rs.6621 Total interest: Rs.19178 Disbursal amount: Rs.94785 Amount Payable: Rs.119186 Website - https://business.paytm.com