Analyse de l'application Privat24 – mobile bank pour le 6 novembre

Your mobile bank Privat24. Payments and money transfers, loans, utilities and mobile top-ups – all online in the app! Subscriptions Enjoy benefits on groceries, fuel, postal and digital services, medical care, and other everyday categories. The total value from partner offers and perks can reach up to 1000 UAH per month. Get more: • enhanced card usage terms; • 0% fee on transfers of personal funds between accounts with subscription; • some fees reduced to 0%; • credit rate reduced to 3% monthly and grace period up to 62 days; • +5% or +7% annual interest on savings in Envelopes (for Pro); • extra cashback categories and exclusive partner benefits at the Pro level. Three levels of benefits: basic Pryvat, Pryvat Pro with personal benefits, and United Pro with benefits for up to 5 users. Cashback, deposits and savings: • “Pryvit” loyalty program: personalized cashback offers and discounts just for you; • “Envelopes” service: set and achieve your financial goals for donations, saving money and managing your own expenses; • cashback accumulation with the “National Cashback” card; • deposits in various currencies online: UAH, USD, EUR. Payments and transfers in the mobile app: • account replenishment: via Google Pay, from your own card, from another bank's card, by IBAN account number; • transfers to IBAN account number and by card number Visa and Mastercard; • replenishment of the mobile number of any Ukrainian telecom operators; • payments: utilities, internet services, TV, education, traffic fines, etc.; • in-app online currency exchange; • sending and receiving instant transfers and non-cash payments; • SWIFT international transfers. Managing cards and accounts: • setting limits – for online payments and cash withdrawals; • withdrawing and ordering cash; • opening and reissuing a card online; • adding a card for payments via Google Pay; • selecting virtual design (skin) for the card. Loans: • managing and changing the credit limit; • making payments under the “Payment by parts”; • applying for a cash loan, a mortgage, and a car loan. 
 Controlling and planning expenses: • income and spending statistics with the “Analytics” service; • auto payments: mobile top-ups, transfers to a card, utilities and other payments. More services: • "Charity" service to support the initiatives; • "Refer a friend" service – recommend bank products to your friends and earn rewards; • "Parking" service to pay for parking in your city; • order cash at branches and at an ATM; • certificates: standard, for state institutions, for obtaining subsidies; • purchasing train and bus tickets online; • public transport fare payments; • insurance (motor third-party liability insurance (MTPL), green card, health insurance, travel insurance). Junior Card (from 6 years old): • the child's first bank card; • card replenishment in the app; • ability to pay and withdraw cash; • fund transfers and mobile top-up; • safety of payments and setting payment limits; • parent control of child's expenses. Interesting for Juniors: • original card skins; • app theme change; • rewards from parents for completing tasks in the "Task completed – Money earned" service. For Premium clients: • personal banker; • Concierge service. Available possibilities for entrepreneurs: • transferring funds from account of an individual entrepreneur; • viewing the balance and statement for the account; • sending account details to counterparties. We work every day to improve the accessibility and usability of the app. We get things done! © 2025 PrivatBank NBU license № 22, 05.10.2011