Rocket Money - Online Loan のアプリ分析 8月16日

Need money for unexpected expenses? Rocket Money is a fast online loan of up to UAH 8,600 — with no office visits, queues, or paperwork. The service is available 24/7. Why Rocket Money is convenient: • you can apply at any time; • no need to visit a branch; • no collateral or guarantors; • no paper proof of income; • no unnecessary phone calls; • funds are transferred to your personal card issued by a Ukrainian bank; • the loan amount, payments, interest rate, fee, and total cost of the loan are shown before you sign the agreement. Who can apply: • a Ukrainian citizen aged 18 or older; • a person with a registered place of residence in Ukraine; • a person with a passport or ID card and a Ukrainian taxpayer identification number; • a person with an active phone number; • a person with a personal card issued by a Ukrainian bank. Rocket Money loan terms: • loan amount: from UAH 4,000 to UAH 8,600; • loan term: from 360 to 360 days; • interest payments: every 15 calendar days; • principal repayment: in one payment on the loan maturity date; • standard interest rate: 0.93% per day; • maximum Annual Percentage Rate (APR): 339.45%; • one-time loan origination fee: 25% of the loan amount; • reduced Loyalty Program rate: 0.01% per day during the first payment period, subject to timely payment of the first scheduled payment and compliance with the agreement, Loyalty Program, and Promotion Rules; • automatic extension of the loan agreement: not available. Before signing the agreement, the user can see the loan amount, loan term, payments, interest rate, fee, total cost of the loan, and other material terms. Individual terms depend on the results of the creditworthiness assessment. Calculation examples: Example 1 (early repayment on the 15th day): loan amount — UAH 4,000, interest rate — 0.01% per day, issuance fee — 25%. Total cost: UAH 4,000 + UAH 6.00 (4,000 × 0.01% × 15 days) + UAH 1,000.00 (25% fee) = UAH 5,006.00. APR — 34,587%. Example 2 (repayment in 360 days, the first installment paid on time): loan amount — UAH 4,000, interest rate for the first 15 days — 0.01%, then 0.93% per day for the remaining 345 days, issuance fee — 25%. Total cost: UAH 4,000 + UAH 6.00 (4,000 × 0.01% × 15 days) + UAH 12,834.00 (4,000 × 0.93% × 345 days) + UAH 1,000.00 (25% fee) = UAH 17,840.00. APR — 3,350.79%. Legal information: Creditor: LIMITED LIABILITY COMPANY FINANCIAL COMPANY “UKRAINIAN PAYMENT CENTER”. Company registration code (EDRPOU): 39898755. Licence: provision of funds and banking metals on credit. Extract from the State Register of Financial Institutions dated 15 September 2025, No. 27-0026/70711. Address: 4-V Verkhnii Val Street, Entrance 1, Floor 2, Kyiv, 04071, Ukraine. Contacts: 0 800 205 020, info@rocketmoney.com.ua, support@rocketmoney.com.ua. Detailed loan terms, lending rules, calculation examples, consumer warnings, and the Privacy Policy are available on the official Rocket Money website.