Penge - Track your spending 앱 분석 (10월 6일)

See what you spend, what you have left and which subscriptions keep charging. Penge brings bank accounts, manual accounts, transactions, budgets and recurring payments into one clear view. Free to download. Your accounts in one place Connect to 2,300+ banks in more than 30 European countries through read-only Open Banking (PSD2). Add credit cards, cash and balances you enter yourself. You can make several connections to the same bank and keep accounts in different currencies, with automatic conversion to your chosen primary currency. Spend less time categorizing Penge suggests categories based on your own history. Categorize a merchant once and a rule can handle future transactions from the same place. Create your own categories and groups, edit many transactions at once and get a reminder when transactions still need a category. Find subscriptions you forgot about Penge scans your transaction history for recurring charges. For each subscription, see the monthly cost, next expected charge, last charge date and every matched payment. You can exclude a payment that does not belong. Budgets and statistics Set a budget by week, month or year and follow its live progress. See your spending pace day by day, explore interactive charts and compare a period with your average month or last month. You can also view balance history and spread one large expense, such as an annual bill, across the months you choose. Tools for every transaction Search and filter by account, category, date or tag. Split a transaction across categories. Tags can include only part of a transaction in statistics. Import transactions from PDF, CSV and Excel (xlsx) files, or delete old transactions one month at a time. Widgets, Siri and Shortcuts Configure home screen widgets for spending, balance, budgets and spending pace. You can categorize directly from a widget, use controls in Control Center and ask Siri for your balance, spending or uncategorized transaction count. Penge includes 14 Shortcuts actions for your own automations. Add a transaction, open the app or build a Shortcut automation that logs Apple Pay and Wallet purchases. Penge can also notify you when your salary arrives. Your financial data stays private Bank access is read-only. Penge can read balances and transactions, but cannot move money. Your data is encrypted, your bank credentials are never stored and nothing is shared without your consent. Sign in with Apple, Google, a magic link or an email code. Export all your data as a spreadsheet and JSON whenever you want, send feedback from the app or delete your account from settings.