Happycash-Online credit loan 앱 분석 (10월 6일)

Happycash is a credit line mobile loan app that offers fast approval and instant disbursement. PERSONAL LOAN TERMS: • Credit limit amounts: ₱500 to ₱25,000 • Monthly Interest Rate of up to 0.9% • Loan term: 91 days - 180 days • Maximum Annual Percentage Rate (APR): 30% REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN: Max monthly loan interest rate: 0.9% , loan term: 3 months, and principal amount is ₱10,000 Total Interest fee: ₱10000*0.9%*3= ₱270 Total repayment : ₱270+₱10000=₱10270 Monthly repayment: ₱10270/3=₱3423 KEY HAPPY CASH FEATURES WHO CAN APPLY? Loan application requirements: 18+ years old Filipino citizen Have 1 government-issued ID Have a stable income HOW TO APPLY? Register your account with active mobile number Fill in the Online Loan Forms . Waiting for evaluation and get Approval Money will be disbursed to your preferred cash-out method immediately. WHY TO APPLY? High Loan Amount - Get up to ₱ 25,000 approved loan amount - Increase your limit with on-time repayment Easily Apply - Only need valid government-issued IDs without collateral - Online process Low Interest Rate - Get the full amount, no hidden fees Fast Cash-out - Get the money in minutes - The cash sent directly to your bank account/Gcash WHO WE ARE Corporate Name: Yinshan Lending Inc. Business Name: Happycash PSEC Registration Number: CS201900108 Regulated by SEC as Finance Company with Certificate of Authority (CA): 2860 We love feedback and let you happy! Contact us： For any questions, feedback, or hesitations, please contact us via the following methods. Facebook: @HappyCash Website: www.happycash.ph CS Phone: 09085848852; 09102626060 Email us at: cs@happycash.ph Office hour: 9 am - 6 pm Monday to Sunday Address: 26th Floor, The World Center, Gil Puyat Ave., Brgy. Bel-Air, Makati City, Philippines Privacy agreement: https://happycash.ph/privacy-agreement0328 Happy Cash is different from basic cash loan apps, money lending apps, or online loan apps. It provides continuous cash access to clients in the form of a personal credit line.