Hroshi 앱 분석 (10월 7일)

Hroshi is a personal finance tracker that keeps your money where it belongs — on your phone. No sign-up. No ads. No trackers. No analytics. You open the app and start tracking. Your transactions never leave your device, unless you turn on the optional iCloud backup — and that goes to your iCloud, not ours. EVERY ACCOUNT, ONE NUMBER Add your checking account, your cash, your savings, your travel card. Hroshi adds them all up into a single total balance you can see at a glance. Got an account you'd rather leave out of the total? Toggle it off — it stays tracked, just not counted. BUILT FOR MORE THAN ONE CURRENCY Every account has its own currency, and Hroshi handles the conversion for you. Over 120 currencies are built in and work offline from the moment you install. Exchange rates refresh themselves in the background. When you record a transaction, the rate is locked in at that moment — so a shift in the market next year won't quietly rewrite what last summer's trip cost you. Transfers between accounts in different currencies are handled properly too, with both amounts recorded. SEE WHERE IT ACTUALLY GOES Break your spending down by category with a clear donut chart, for any day, month, or year. Tap any category to see every transaction behind the number. No mystery, no hand-waving. FAST TO USE Adding a transaction takes seconds: amount, account, category, done. Add a comment if you want one. Transactions are grouped by day, so you can always find the one you're looking for. Categories come ready to use out of the box — housing, groceries, transport, salary, investment and more — and you can rename them, reorder them, or add your own. TRANSFERS THAT MAKE SENSE Move money between your accounts and Hroshi keeps the history straight. Adjust an account's balance by hand and it records the correction for you, so your books never silently drift. OPTIONAL iCLOUD BACKUP Turn it on and Hroshi quietly backs up to your private iCloud storage, so a lost phone doesn't mean lost records. Turn it off and nothing ever leaves the device. Either way, it's your call — and you can delete the backup from inside the app at any time.