Hootz: Money & Budget Tracker 앱 분석 (10월 20일)

Your whole financial life in one clear picture. Hootz puts your accounts, spending, subscriptions, savings goals, debts and assets in one place, sorts every bank-connected transaction for you, and shows you what you actually keep at the end of the month. Built for the UK and Europe. HOW HOOTZ WORKS Connect your bank and Hootz keeps itself up to date: 2,500+ banks across 31 European countries, the United Kingdom and Ireland among them. Bank connection is part of Hootz Gold and begins with a 7-day free trial. Without it you can still use Hootz for free by adding accounts and transactions yourself. WHAT YOU CAN DO Subscriptions and bills, found for you Hootz spots payments that repeat and projects them forward, so the direct debits, standing orders and streaming subscriptions you had forgotten about stop being a surprise at the end of the month. Available for bank-connected transactions. Split anything, with anyone Divide a transaction across several categories, or between the people who shared it. Dinner, a holiday, the weekly shop, the rent. Debts between people Track what you lent and what you owe, in both directions, linked to your contacts. One view of everything Accounts, cash, property, loans and credit cards come together into a single net worth figure that updates as you go. Buy a car or a flat and it is not an expense — your wealth changed form, not size. Transactions sorted automatically Hootz categorises the transactions from your bank, recognises the shop and adds its icon. Correct one and Hootz remembers that shop, then offers to fix the rest. Tap any number to see what is behind it Every widget, chart and total opens into the exact transactions that produced it. Categories that match your life Delete the default categories and build your own, in two levels: parent categories with subcategories inside. The automatic categorisation learns your categories, not someone else's. A dashboard you arrange yourself Add, reorder or remove widgets: income and expenses, net worth, latest transactions, savings, 50/30/20, top categories, upcoming payments, goals. Goals you can see Set spending or income goals by category, account or attribute, and pick an image for it. Mark an account as savings and every deposit into it counts towards the goal. More than one currency Track balances in several currencies at once. Useful if you are paid in one and spend in another. Find any transaction Filter across ten different dimensions and search the whole app. More than expenses Income, expenses, debts, buying and selling assets — every type of transaction has its place. Transfers between your own accounts are matched automatically. A cash withdrawal is a transfer, not an expense. Yours to keep Export your data whenever you want. Lock the app with a PIN. Add transactions in seconds with Apple Shortcuts. WHERE HOOTZ WORKS Bank connection is available in 31 countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the United Kingdom. Please note: banks in the United States and Switzerland cannot be connected, and American Express is not supported. Manual tracking works everywhere. FREE AND GOLD Free: up to 3 accounts you manage yourself and up to 3 goals. Assets and debts are unlimited. Hootz Gold: bank connection and automatic updates, unlimited accounts and unlimited goals. Starts with a 7-day free trial, and you can cancel at any time. PRIVACY Bank connections use Europe's regulated open banking standard. Hootz reads your transactions; it cannot move your money. Your data is encrypted, handled under GDPR, and we tell you plainly what we collect. Questions, problems or ideas: hello@hootz.app. We read everything. Terms of Use: https://hootz.app/terms_of_use