Dotcash - Loan app 앱 분석 (10월 6일)

Dotcash can provide instant loans to anyone in Kenya who needs funds to start a Life, make purchases, or handle other emergencies. 1. Products: • Loan Amount: KES 800 - KES 200,000 • Loan Term: 91 days - 270 days Maximum Loan Amount: KES 200,000 Low Interest Rate (Maximum Annual Percentage Rate): 36%/year For example: A loan amount of KES 20,000 with a term of 91 days would have the following fees: Monthly Interest Rate: 36% / 12 = 3% Monthly Interest: KES 20,000 * 3% = KES 600 Total Monthly Repayment: KES 20,000 / 3 + KES 600 = KES 7,267 Total Repayment (including principal and interest):KES20,000+ KES 20,000 * 3% * 3 = 21,800 2. Why Choose Dotcash? • No credit report required • Paperless, digital process, complete on your phone • No collateral required • Get a loan anytime, anywhere, 24/7 • Loan disbursed directly to your M-PESA account within 1 minute after approval • Available throughout Kenya • Loan limits increase gradually as your credit score improves • Multiple convenient repayment options • If you don't have enough funds to repay your loan, you can apply for a loan extension 3. Who can apply for a loan? • Kenyan residents • Aged 20-55 • Have a source of income. 4. How to repay? • Via our M-PESA Paybill number and the M-PESA phone number you registered with or through our M-PESA Express app • Enter your payment amount and your M-PESA password • A good repayment history will improve your credit score 5. Security Your data is safe with us. Data is transmitted to us via a secure HTTPS connection and will not be shared with anyone, except the lender, without your consent. All transactions are protected by 128-bit SSL encryption 6. Contact Us! We love your feedback! For any feedback, questions, or concerns, please email：admin@dotcash.credit Address: Daykio Plaza Ngong Rd, Nairobi, Kenya