EzDana 앱 분석 (10월 7일)

ezdana is the official borrower app for WE 1 AGENCY SDN. BHD., a licensed money lender regulated under the Ministry of Housing and Local Government (KPKT), Malaysia. Apply for unsecured personal financing, e-sign your loan agreement, and manage repayments from your phone — no branch visit required. LOAN TERMS & DISCLOSURES Licensed lender: WE 1 AGENCY SDN. BHD. KPKT license no.: WL7119/01/01-4/300627 SSM registration: 201501019033 (1144368-T) Privacy policy: https://ezdana.my/legal/privacy-policy Minimum repayment period: 6 months Maximum repayment period: 24 months Loans are not repayable in full within 60 days. Maximum APR: 18% p.a. (flat rate on principal for the full term, before fees) Representative example (illustrative only — not a loan offer): • Principal: RM 10,000 • Term: 12 months • Interest rate: 18% p.a. flat • Total interest: RM 10,000 × 18% × (12 ÷ 12) = RM 1,800 • Total amount repayable (principal + interest): RM 11,800 • Monthly instalment: RM 11,800 ÷ 12 = RM 983.33 Final terms, fees (e.g. legal fee, stamping), and schedule appear in your Loan Agreement after approval. WHAT YOU CAN DO • Apply for personal loans online with clear product terms • View loan terms and regulatory disclosures before you apply • Upload documents securely and track application status • Sign loan agreements digitally (where enabled) • View repayment schedules, make payments, and track balance • Attestation meetings and borrower notifications • Manage your profile and account security ELIGIBILITY & RISK Borrowing involves financial commitment. Only borrow what you can repay. Approval is subject to lender assessment, documentation, and applicable law. Terms match products configured by the licensed lender and may change; always refer to your executed Loan Agreement. SUPPORT Email: ezdana.my@gmail.com Web: https://ezdana.my