Silo - Budget & Bills Tracker 앱 분석 (10월 6일)

Silo is a private, offline-first money tracker. No cloud, no ads, no bank logins, no account required — everything stays on your device. Open the app and instantly see what's safe to spend today, your spending pace, and a forecast of your balance for the weeks ahead. WHAT YOU CAN DO • Safe-to-spend, daily — know what's free to spend, with over-pace warnings and a run-out-date prediction • Budget your way — a simple 50/30/20 split or detailed per-category caps with alerts; move funds between caps in a tap • Analytics — see where your money goes: monthly spend, income, savings rate, and multi-month trends • Accounts & net worth — cash, cards, loans and investments unified into one net worth, with history built from your own ledger • Bills, debts & splits — bills, who owes whom, split bills, installments and loans in one place • Recurring that logs itself — subscriptions and salaries auto-log (or ask first); Silo even surfaces recurring charges hiding in your history • Forecast & calendar — a day-by-day view of money in, out, and transfers • Goals & wishlist — save toward what matters and plan the big buys • Trips & multi-currency — budget every trip and spend in the local currency, unified in your home currency • Fast logging — log from a Home Screen widget, Back Tap, or scan a receipt total; Silo recognizes merchants and suggests the category • Private by design — Face ID lock, hide-amounts glance, and fully offline Silo is for people who want clarity over their money without handing their data to anyone. Not a bank. Silo is a personal ledger you keep yourself — no bank connections, transfers, lending, trading, or financial advice.