Z First: Loans 앱 분석 (10월 2일)

ZFirst is a new age, technology - enabled platform designed for all your business needs. As India's fastest growing financing & value added services platform for Emerging Middle class, we provide both Business & Personal loans at competitive rates. Whether you are a Self Employed or a working Professional, we have a unique product for all of you. Here is how it works: - Apply for a loan and our Business associate will come to your doorstep to assist you complete all KYC and financial documentation. - Our Underwriting engine will assess your eligibility. - Get Quick and hassle-free financing solutions. With ZFirst's Mobile app you will be able to: - View loan details for all loans with us - View transaction history - View statements - Apply for a loan - Write to us - Know more about our products on offer - Play Games - Branch locators - Locate your nearest branch - Available in 3 Languages Our Annual interest rates (APR) may vary from 24% to 28%*. You can choose from a wide range of flexible EMI repayment plans starting from 6 months & going up to 7 years(84 Months). **Few Important Things to Note** - Loan Amount: from Rs 50,000 to Rs 10,00,000; - Easy EMIs: Repay in 6-84 Months at your convenience; - Annual Interest Rate: 24% to 28% per annum; - Processing Fee: Upto 2.5% for one-time charge, which depends on the loan amount and the application details; - GST: 18% of the Processing Fee in accordance with the policy and laws of India Example: For a 12-month loan of ₹1,00,000 for 365 days with annual interest rate @28% per annum, Interest = ₹100,000 * 28% / 365 * 365 = ₹15,807; Processing Fee = ₹2500; GST = ₹2500 * 18% = ₹450; The total amount to be paid = Loan Amount + Interest + Processing Fee + GST = ₹100,000 + ₹15,807 + ₹2500 + ₹450 = ₹1,18,757 Lending partners of ZFirst: Oxyzo Financial Services Pvt. Ltd. https://www.oxyzo.in/other-information/lending-service-providers For queries : customer.care@zielfintech.com For a faster process, we require the following App permissions: Location To check the serviceability of a loan application in your region