Microinvest 앱 분석 (10월 2일)

Microinvest is the largest non-bank financial institution in Moldova, focusing on financing MSEs, agricultural producers and customers. Established in 2003, the company has since positioned as the number one player in the non-banking financial market. For over 20 years we have been supporting businesses in their growth and development as well as helping customers improve their quality of life, by providing financial solutions through our widespread branch network, well-trained staff and digital channels. The mobile application enables applying for new loans and loan management for customers. The main features are: - Applying for a loan - Loan calculator - Remote client identification - Remote contract signing - Online loan management – payments, transaction history, and more - Tracking the latest promo offers - Access to an online map of branches - Call Center support via chat Minimum requirements to use the mobile application: - Android version 6.0 or later - Citizenship or residency in the Republic of Moldova - At least 18 years of age Loan conditions: - Minimum repayment period: 3 months - Maximum repayment period: 120 months - Maximum Annual Percentage Rate (APR): 31% Before applying for a loan or signing a contract, please review the loan example and detailed information about the credit. Representative example: For a loan of 10,000 MDL with a term of 12 months, the annual interest rate will be 31%, with a 0% service commission and a 0% monthly commission calculated daily on the disbursed amount. Under these conditions, the monthly payment amount will be 980.83 MDL. The Annual Percentage Rate (APR) is 35.79%, and the total amount payable by the Client at the end of the contract will be 11,770.01 MDL. Please note that these figures may vary slightly depending on the actual loan disbursement date. This representative example is for informational purposes only. A personalized offer will be provided based on your income, credit history, and other relevant factors.