KreditBee is an online personal loan app trusted by 100+ million users. Enjoy quick personal loans at attractive interest rates hassle-free. Whether salaried or self-employed, apply for a quick online loan & get the amount directly in your bank account. Also experience faster, secure, and reliable UPI Payments at your fingertips.
● Online personal loans from ₹6,000 to ₹10,00,000
● Interest rates - 12% to 27.5% p.a.
● Tenures - 6 to 60 months
● APR range - up to 49.99%
● Low transaction fees
● Quick loans & easy EMI
Why choose KreditBee?
● Quick online loan
● Low interest rates
● Easy application process
● Fast loan approval
● Seamless and reliable UPI Payments
👉 KreditBee UPI (NPCI-approved)—Faster, reliable, & secure payments!
✅ Link bank account & registered mobile number to set up UPI ID
✅ Shop online & offline seamlessly
✅ Send & receive money instantly
✨Features of KreditBee personal loan app
✔ Quick Approval – Get a personal loan approved in minutes on our loan app
✔ Flexible Repayment Options – Pay your online loan within 6 to 60 months, depending on eligibility
✔ Digital process – Enjoy hassle-free documentation with our online personal loan app. Submit documents online
✔ Full Transparency - No hidden costs
✔ Convenient – Get a quick personal loan anytime, anywhere
✔ Languages – English & Hindi
Why KreditBee?
Loan for All Purposes: Finance purchases, trips, education, shopping, weddings, debt consolidation, home repairs, or medical bills.
Flexible Interest Rates: From 12% to 27.5% per annum.
Security: Partnered only with RBI-certified NBFCs/Banks.
🤝 RBI-registered Lending Partners
KrazyBee Services Limited
PayU Finance India Pvt. Ltd.
Oxyzo Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Cholamandalam Investment and Finance Company Ltd.
Kisetsu Saison Finance (India) Pvt. Ltd.
Tata Capital Ltd.
Northern Arc Capital Ltd.
Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)
MAS Financial Services Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Aditya Birla Capital Limited
* KreditBee is a loan facilitator platform connecting users with our RBI-registered NBFC partners & Banks.
Loans Types
👉 Personal Loan: Easy personal loans for salaried and self-employed individuals with flexible repayment terms of 6 to 60 months for a loan amount of ₹6,000 to ₹10,00,000.
👉 Business Loan: Business loans from ₹6,000 to ₹1 Crore with flexible tenures of 6 to 48 months.
👉 Two-wheeler Loan: Get a loan up to ₹5,00,000 with flexible tenures of 6 to 60 months.
👉 Loan Against Property: Use a plot or property as collateral for up to ₹1 Crore. Repay over up to 20 years with lower interest rates from 12%. Available in major cities across South India.
👉 Loan Against Mutual Funds: Borrow against your mutual fund portfolio without selling your investments. Get up to ₹10,00,000 with rates from 10% p.a. and tenures of 6 to 60 months.
📋 Personal Loan (Example)
Loan Amount: ₹1,00,000
Tenure: 18 months
Interest Rate: 23% p.a.
Processing Fee: ₹4,000 (4%)
Documentation Fees: ₹10
GST on Processing Fee: ₹720
Total Interest: ₹19,189
EMI: ₹6,621
APR: 29.66%
Amount Disbursed: ₹95,270
Total Repayment Amount: ₹1,19,189
📄Eligibility
a) Indian national
b) Over the age of 21
c) Steady monthly income
Steps to avail a loan
1. Install the KreditBee app
2. Sign up using a mobile number
3. Submit PAN number & check eligibility
4. Upload KYC docs & address proof to verify profile
5. Choose amount & tenure
6. Provide bank A/C details
7. Disburse money into bank account
Queries?
📧Mail: help@kreditbee.in
📱Call: 080-44292200/080-68534522
🏢Address: 4th Floor, Anjaneya Techno Park, No. 147, HAL Old Airport Road, ISRO Colony, Kodihalli, Bengaluru- 560008, Karnataka.