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Your local credit union for personal and business banking, including checking accounts, credit cards, auto loans, home loans and more.

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Services Like all credit unions, Human Services Employees Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings. The credit market in America is huge. If necessary, you can borrow from $100 to $100,000. Of course, the conditions and terms of the return will change.