8月29日 的 Gavia: Budget & Expenses 應用程式分析

Most budget trackers assume that setting limits will make you save. Decades of behavioral research say otherwise: restriction rarely sticks — awareness does. Gavia is built on that idea: see where your money actually goes, automatically, and you'll naturally spend less — and save more, long term. NOTHING TO MAINTAIN Connect your banks — all of them — once. Gavia brings in your transactions and sorts them into categories that make sense. No manual entry, no receipts, no spreadsheets. If something ends up in the wrong category, fix it once and Gavia remembers. NO BUDGETS, NO GUILT There are no limits to break and no red warnings. Some months cost more than others. Gavia just shows you what happened, so you can decide what, if anything, to do about it. THE FULL PICTURE • Spending by category — weekly, monthly, yearly • Your history from day one — up to ten years back, depending on your bank • A calm, quiet design that doesn't compete for your attention TRAVEL SPENDING, FINALLY CLEAR Gavia notices when a trip starts and keeps you up to date on what you're spending day by day — instead of leaving it all for the statement when you're home. READ-ONLY, BY DESIGN Gavia connects through regulated European open banking (PSD2) via Enable Banking, a licensed account information provider. You sign in at your own bank, so your credentials never pass through Gavia. And the connection can only read transactions — it can never move money. YOUR DATA ISN'T THE PRODUCT Gavia is a paid app. That's what pays for it — not ads, and not your data. Everything stays in the EU, and it's used for one thing: showing you your own money. TRY IT FIRST The whole app is open in demo mode with sample data, so you can look around before connecting anything or paying anything. MADE FOR LITHUANIA Works with all major banks in Lithuania: Swedbank, SEB, Luminor, Revolut, Šiaulių bankas, Citadele and more. Gavia requires a subscription: €4.99/month or €34.99/year. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the period. Manage or cancel in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gavia.app/privacy Service Terms: https://gavia.app/terms