10月28日 的 PocketMitra-Personal Loan 應用程式分析

PocketMitra is built for customers who want a straightforward way to apply for a personal loan online. Loan Amount: ₹1,000 to ₹50,000 Loan Tenure: 91 to 365 days Maximum Annual Percentage Rate (APR): 31.6% per annum Maximum Monthly Percentage Rate: 2.63% (31.6% / 12) Maximum Daily Percentage Rate: 0.087% (31.6% / 365 days) Processing Fee: Varies based on the loan amount and tenure. GST: 18% of the processing fee, as applicable under Indian law. Representative Example: Loan Amount: ₹10,000 Loan Tenure: 180 days Processing Fee: 4% GST on Processing Fee: 18% Annual Percentage Rate (APR): 31.6% Interest Amount: ₹1,558.36 = ₹10,000 × 31.6% × (180 / 365) Processing Fee: ₹400 = ₹10,000 × 4% GST on Processing Fee: ₹72 = ₹400 × 18% Total Charges: ₹2,030.36 = ₹1,558.36 + ₹400 + ₹72 Total Repayment Amount: ₹12,030.36 = ₹10,000 + ₹2,030.36 Apply for a personal loan through a simple digital process designed for customers in India. Use the app to register, provide the required information, complete verification steps, submit your application and track your application status. Digital Loan Application Start and manage your personal loan application online. The process is designed to be clear, convenient and easy to follow. Easy Registration and Verification Create your account, enter the required details and complete the verification steps requested during the application process. You can review your progress and continue the required steps in the app. Clear Information Relevant loan information is presented during the application journey so you can review the applicable terms before completing your application. Less Paperwork Complete key application steps digitally and access relevant information through the app, reducing unnecessary paperwork where digital processing is available. Information Security Information needed for registration, verification and loan application handling is collected and processed with appropriate user consent. The app is designed to support a secure digital application experience. Contact us if you have any questions: Our customer support team is ready to help. You can contact us through the following channels: Phone: 8031290850 Email: service@pocketmitra.in Corporate Office Adress: Khykha Khyrr, 18/1, Castle St, Ashok Nagar, Bengaluru, Karnataka 560025