11月10日 的 Muthoot FinCorp ONE 應用程式分析

Muthoot FinCorp ONE, an SBU of Muthoot Fincorp Ltd., is an all-in-one financial app for Loans, Investments, Savings, Insurance, Payments, and Money Transfer Services. 👉 Gold Loan Services: Access convenient Gold Loan services through the Muthoot FinCorp ONE app: Gold Loan Prime, Gold Loan Repayments, 24x7 Top Up Loans, Gold Loan Renewal, Gold Loan Balance Transfer, Check Gold Loan eligibility & value & Get a Gold Loan at a branch. 👉 Loan Marketplace: Explore and apply for multiple financial products offered by RBI-regulated banks and NBFCs, including: -Credit Cards -Home Loan -Personal Loan -Business Loan -Vyapar Mitra Business Loan -Education Loan -Loan Against Property (LAP) -Two-Wheeler & Used Car Loan Muthoot FinCorp ONE app acts as a loan marketplace/loan facilitator, not a direct lender. All loan decisions, interest rates, APR, processing fees & eligibility are determined solely by the respective regulated lender. 👉 Savings & Investment Products • Invest in NCDs • Buy eSwarna Digital Gold** • Invest in Swarnavarsham** • Book Fixed Deposit* • Open Demat & Equity Account* • Invest in NPS* Disclaimer: *These products are offered in partnership with various NBFCs. ** These products are offered in partnership with Muthoot Exim Private Ltd. 👉 Insurance Marketplace: Compare & buy insurance plans from regulated insurance partners: Dhan Suraksha, Health Insurance, Critical Illness Insurance, Bike Insurance. Note: MFL acts solely as a corporate agent and participates in the distribution of insurance products on a non-risk basis. 👉 Payments & Recharges: Do Mobile/DTH recharges, Pay Utility Bills, Make Credit Card Bill Payments, Recharge FASTag, Pay EMIs. Loan Terms & Conditions: Gold Loan ● Loan Amount: ₹1,000 (min) to maximum as per policy ● Tenure: 180–365 days ● Interest Rate: Starting at 9.6% p.a. ● Foreclosure Fee: Nil, Minimum 7 day’s interest shall be charged if pre closed before 7 days Representative Example: Gold Loan Example: For a ₹5,00,000 loan at 12.99%* annual interest, a customer paying only interest every 30 days for 180 days will pay ₹32,030 as interest. The processing fee is ₹1,000 (including GST); the total payable amount is ₹5,33,030 by the end of the 180-day tenure. Principal repayment is flexible within the 180-day tenure. • Repayment Frequency: Based on the scheme. • Credit Assessment & Repayment Capacity Assessment: Final Sanction will be subject to LTV restrictions. For Loan exposure above Rs 2.5Lakhs, final sanction will be subject to Credit Assessment & Repayment Capacity assessment. *Note: Figures may vary with gold rates & schemes. Final rates depend on the Gold Loan scheme & gold rate per gram. Personal Loan ● Loan Amount: ₹25,000 to ₹1 Cr ● Repayment Tenure: 3 to 60 months ● Rate of Interest: 9.99% to 30% ● Representative Example: For a personal loan of ₹1,00,000 at an interest rate of 14% p.a. for a tenure of 12 months, the estimated interest payable is ₹7,745 under the reducing balance method. A processing fee of 3.54% (₹3,540) and other charges of ₹200 may also apply. The total amount payable over the loan tenure is approximately ₹1,11,485. Note: This is an indicative illustration. The actual interest rate, processing fee, other charges, EMI, and total repayment amount may vary depending on the Personal Loan product, lender, customer eligibility, and applicable terms and conditions. 🏦 Partner Banks, NBFCs & Insurers All products on Muthoot FinCorp ONE (apart from eSwarna Digital Gold & Swarnavarsham) are offered by RBI-regulated Banks/NBFCs and IRDAI-regulated insurance companies. Please read the complete and updated list of partner institutions published on our official website: 👉 https://muthootfincorp.com/regulatory-and-compliance 📞 For Assistance: Call 1800 102 1616 📩 Email: customercare@muthoot.com 🔗 Privacy Policy: https://muthootfincorp.com/privacy-policy 🏛 Legal Entity: MUTHOOT FINCORP LIMITED