8月11日的Kashbean – Mobile Loans应用程序分析

Kashbean is a digital lending platform that provides eligible customers in Kenya with convenient access to digital credit through a simple mobile application process. Whether you need funds for business, education, medical expenses, household needs or other personal financial requirements, Kashbean offers a fast and transparent borrowing experience. Once approved, loan funds are disbursed directly to your registered M-PESA account. Why Choose Kashbean loan？ • Fast digital loan application • No collateral required • Transparent loan terms and pricing • Funds disbursed directly to your registered M-PESA account (upon approval) • Flexible repayment through M-PESA • Secure application and encrypted data protection Loan Product: • Loan Amount: up to Ksh 100,000 • Loan period: Customers can express a preference for loans up to 91 days, depending on the loan product offered and your eligibility • Interest rate: Varies by loan product and will be disclosed before loan acceptance • Representative APR: 425%-1600% The applicable loan amount, interest, fees (if any), repayment date and total repayment amount will always be displayed before you accept your loan. Representative Example Loan amount: Ksh 10,000 Loan term: 61 days Interest amount: Ksh 4,500 Total amount due: Ksh 10,000+Ksh 4,500= Ksh 14,500 Illustrative example only. Actual loan offers depend on eligibility. Loan Eligibility • Kenyan resident • At least 18 years old • Valid National ID • Registered M-PESA account • Meet our credit assessment Loan approval is subject to credit assessment. Loan Application Process 1.Register your account. 2.Complete identity verification. 3.Submit loan application. 4.Review loan offer. 5.Read and accept the Loan Agreement. 6.Upon approval, funds will be disbursed directly to registered M-PESA account. Repayment Repayments can be made securely through: -Official M-PESA Paybill: 196184 -Account Number: Your registered M-PESA mobile number -M-PESA Express (STK Push) through the Kashbean App Security Reminder For your protection, always make repayments using the official payment methods displayed in the Kashbean App.Kashbean will never request repayment through a personal M-PESA number, personal bank account or individual mobile wallet.If you receive different payment instructions, please do not make any payment and contact Customer Support immediately. Data Security & Privacy -Protecting your personal information is one of our highest priorities. -Your information is encrypted during transmission and securely stored using industry-standard security measures. -Your personal data will only be collected, processed and shared in accordance with our Privacy Policy, your Loan Agreement and applicable laws and regulations. -Please review our Privacy Policy before registering. -We do not sell your personal information. Responsible Borrowing Please borrow responsibly. Borrow only what you need and ensure you can comfortably repay on time. Before accepting a loan, you will always be shown: -Loan Amount -Amount to be Disbursed -Interest and applicable charges -Loan Term -Repayment Date -Total Repayment Amount Timely repayment may improve your future borrowing eligibility, while late repayment may result in additional charges Credit Reporting Loan repayment information shall be shared with and updated at licensed Credit Reference Bureaus (CRBs) in accordance with applicable law and your Loan Agreement. Customer Support If you have any questions, feedback or complaints, please contact us: Email:help@kashbean.co.ke Call:0709267200