8月6日的Tesorin: Personal Finance应用程序分析

Make sense of your money today—and plan what comes next. Tesorin brings expense tracking, budgeting, net worth, investments, goals, and financial planning into one clear app. Add the records you choose, see how the pieces connect, and stay in control without linking your bank account. TRACK EVERYDAY MONEY • Record income, expenses, transfers, and recurring activity • Organize spending by account and category • Review cash flow, spending patterns, and monthly pace • Manage multiple accounts and currencies • On Android, optionally import supported bank-alert SMS messages after you enable the feature and grant permission BUILD A BUDGET THAT FITS • Set weekly or monthly spending limits • Add category limits for areas that need closer attention • Compare actual, expected, and projected spending • Keep budget insights connected to your wallet activity SEE YOUR FINANCIAL PICTURE • Track cash, savings, property, vehicles, gold, investments, debts, and other liabilities • Follow net worth over time • Organize investment accounts and holdings • Connect investments and assets to goals and planning PLAN FOR WHAT MATTERS • Create goals for emergency savings, travel, education, a home, family support, or debt payoff • Review progress, remaining amounts, and target dates • Use tools for retirement, education, tax planning, insurance, and debt freedom • Export annual reports when you need a year in one place ASK TESORIN Choose Personal mode for answers based on the financial records available on your device. Personal answers are composed on-device, and your personal financial context is not sent to remote AI. Choose General mode for broader finance questions. General questions are processed online without attaching your balances, transactions, holdings, or other personal financial records. PRIVATE BY DESIGN • Your local financial database is protected with SQLCipher encryption • Optional backup files are encrypted with AES-256-GCM using a key derived from your backup password before they are saved to your selected Google Drive account • Your backup password is required to restore your records, and Tesorin cannot recover it for you • App usage analytics and crash diagnostics are off by default • Analytics use strict allowlists designed to exclude balances, transactions, notes, account names, institutions, holdings, tickers, AI prompts, and backup contents • Tesorin does not require bank passwords, full account numbers, card numbers, or government identification numbers • Your financial records are not used for advertising LOCAL-FIRST, WITH CONNECTED FEATURES WHEN NEEDED Your core financial records are stored in the encrypted local database on your device. Tesorin is local-first, not fully offline. Account sign-in, market lookup, optional Google Drive backup, General-mode AI, and other connected features use online services when needed. Tesorin does not hold funds, transfer money, place trades, approve loans, issue credit, or file taxes. Tesorin provides informational organization and planning tools. It is not financial, investment, tax, legal, accounting, insurance, or lending advice. Market data, calculations, reports, and AI-assisted answers may be delayed, incomplete, or inaccurate. Verify important decisions with official sources or qualified professionals. Privacy Policy: https://www.trytesorin.com/privacy.html Terms of Use: https://www.trytesorin.com/terms.html