Análisis de la app BT Go para 23 de julio

BT Go, your new business banking experience! BT Go is Banca Transilvania’s new internet and mobile banking platform, bringing banking and business services together in a single digital ecosystem. BT Go is dedicated exclusively to companies (legal entities and self-employed individuals). Banca Transilvania is Romania’s market leader in the corporate segment, with over 550,000 active customers. BT Go covers both the financial‑banking needs of an internet banking application and the management needs of a business: Online onboarding - Open your account or business relationship 100% online. • For LLCs, sole traders, and liberal professions; • Fast and secure, with no branch visits; • Paperless, fully digital, with 24/7 access; • Simple and intuitive experience. Your company accounts and transactions • View all your BT accounts, and open or close a current account directly from the app; • Rename and reorder accounts and mark your favorite; • Identify and check transactions and their status using search filters; • Download account statements for different periods and account types (current, savings, or deposit accounts), individually or for all accounts at once; • Generate statements in multiple formats (PDF, MT940, CSV, XML) for fast and easy integration with automated accounting systems; • Download monthly statements for the last 10 years in a single ZIP file; • Download transaction lists in PDF or CSV format; • Manage company cards: issue new cards, block them, or change transaction limits; • Reissue the PIN code for a card directly from the app; • Open classic or negotiated deposits and savings accounts; • Access loan details, download repayment schedules, or make early repayments; • View and trade fund units in your BT Asset Management investment portfolio; • If you use POS, ePOS, or eCommerce solutions, access transaction details, reports, and charts; • Enjoy access to Open Banking (PSD2). Quick and easy payments • Make payments between your own accounts or to partners, in any currency; • Save payment templates and speed up future payments; • Create payment packages or upload payment files for simultaneous signing; • Create payments requiring multiple signatures or receive payments created by other users for signing; • Import payroll payment files; • Perform classic or negotiated FX operations and set exchange rate alerts; • Schedule future or recurring payments; • Manage your payment partners. Your invoices in the banking app • Issue, reverse, cancel, set recurrences and customize invoices directly from the BT Go app (through integration with the FGO billing app). • e-Factura - log in to your SPV account, send your invoices automatically and track the processing by ANAF. Additionally, view all the invoices received via SPV in the app; • Pay incoming invoices quickly, while also enjoying multiple payment functionalities - select and send up to 5 invoices for payment at once; • Invoices are automatically matched with payments and collections; • Download invoices and send them to your customers. Intuitive dashboard • Virtual assistance for quick information about BT Go; • Direct access to accounts and the FGO invoicing solution; • Fast transfers of any kind; • Balance overview, recent transactions, and comparisons for the last 4 months; • Quick access to deposits, loans, and cards; • Centralized notifications.