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Revised May 28, 2026These Website Terms and Conditions (“Terms”) Set forth a binding agreement between you and Cathay Bank and its affiliates (“Cathay Bank,” “we,” “our,” or “us”). These Terms govern your use of our website (the “Site”), our mobile application (the “App”) and other online resources (collectively, the “Services”).NOTICEPLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THE SERVICES AND ANY OF ITS PAGES, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THE SERVICES, OR ANY PAGES THEREOF.These Terms may change over time, in which case we will post the modified Terms on this page and change the Revised date. Your continued use of the Services following a change to these Terms signals your acceptance of the modification(s). In some instances, both these Terms and separate terms setting forth additional conditions may apply to a service or product offered via the Services (“Additional Terms”). To the extent there is a conflict between these Terms and any Additional Terms, the Additional Terms will control unless the Additional Terms expressly state otherwise.PLEASE NOTE THAT THESE TERMS CONTAIN A WAIVER OF YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION OR REPRESENTATIVE LAWSUIT. FOR MORE INFORMATION, PLEASE SEE THE “DISPUTE RESOLUTION & CLASS ACTION WAIVER” SECTION.LIMITATIONS ON USE OF INFORMATION AND SERVICES AND PRODUCTSYOUR ACCOUNTACCEPTABLE USELINKSNO WARRANTYLIMITATION OF LIABILITYDISPUTE RESOLUTION & CLASS ACTION WAIVERSERVICES CONTENTTRADEMARKSSUBMISSION OF INFORMATIONDATA PRIVACYGOVERNING LAWGENERAL PROVISIONSCONTACT US 1. LIMITATIONS ON USE OF INFORMATION AND SERVICES AND PRODUCTSThe information and materials contained in these pages, and the terms, conditions and descriptions that appear, are subject to change. Unauthorized use of Cathay Bank's websites and systems including but not limited to unauthorized entry into Cathay Bank's systems, misuse of passwords, or